Welcome to a rare Northwest Colorado retreat where live water, acreage, views, and versatility come together in one exceptional property! Situated on 11+ acres along the Moffat and Routt County line, this lovely 4,617-square-foot home offers a lifestyle that few properties can match. The true centerpiece of this remarkable property is Elkhead Creek, which runs directly through the land, creating a peaceful setting filled with mature trees and abundant wildlife. Whether enjoying your morning coffee or taking in the spectacular views that paint the surrounding landscape, you'll appreciate the beauty and tranquility that make this property so special. Designed with flexibility and functionality in mind, this thoughtfully configured home offers two separate entrances and a versatile dual-living layout. The upper level features 3 bedrooms and 2 bathrooms, along with its own kitchen, living area, and laundry space. The lower level offers 2 additional bedrooms, office, abundant storage, a full bathroom, and a second complete kitchen, living area, and laundry facilities. Plumbing is already in place for an additional bathroom downstairs, and the sellers are including the vanities, tub, and other bathroom fixtures needed to complete the project. Whether you're accommodating extended family, hosting long-term guests, creating a private mother-in-law suite, generating rental income, or establishing an exceptional Airbnb setup, this unique floor plan offers endless possibilities. Outside, the improvements continue with an attached garage, detached garage/shop, approximately 30x40 metal building for hay storage or equipment, and a newer barn built in 2017 that provides an excellent setup for workshop space, animals, or hobby farming. The acreage includes pasture ground and plenty of room to enjoy country living while maintaining convenient access to town. Location is everything, and this property delivers. Enjoy the peace and privacy of rural Colorado living while being only 5 minutes from Elkhead Reservoir and 10 minutes to town. Opportunities to own a property with TREES, WATER, & VIEWS are increasingly rare! Properties like this simply do not come around often. Experience the perfect combination of comfort, recreation, income potential, and Colorado beauty all in one extraordinary setting.